SSSwippee
Solutions/Insurance

Income-based premiums without manual review.

Insurers in Nepal increasingly tier premiums by verified income. Swippee Income returns the salary, regularity, and stability score — the inputs underwriters need.

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Same-day
policy issuance
Stability score 0–100
for premium tiering
Forgery detection
via Verify
The problem

The current workflow is slow because the data starts as a PDF.

Manual income verification adds days to policy issuance. Most insurers settle for self-declared income, which hurts pricing accuracy.

Workflow

How it works

  1. 1

    Applicant submits statement during quote flow

    Or after quote, to confirm tier.

  2. 2

    Server fetches /v1/reports/:id/income

    Salary detected? Amount? Stability? All structured.

  3. 3

    Verify the holder identity matches the applicant

    Swippee Identity returns the account holder; cross-check.

  4. 4

    Issue policy at the right premium tier

    With audit trail of the income data used.

Bundle

Products in this workflow

View product catalog

Swippee Income

Included

Detect salary, regularity, and stability.

GET /v1/reports/:id/income

Swippee Identity

Included

Verify the statement's account holder.

GET /v1/reports/:id/identity

Swippee Verify

Premium

Detect forged statements.

GET /v1/reports/:id/verify

“Same-day policy issuance with confidence in the income tier. Our renewal rate jumped.”

Head of underwriting, A life insurer

Illustrative while Swippee is in early access
Insurance · Swippee