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Let the statement owner share a parsed report with a third party (a lender, CA, or landlord) without handing over an API key. You grant a scoped, expiring consent; the grantee redeems an opaque token and sees only the views you allowed. Every read is audit-logged, and you can revoke at any time.
Valid scopes: identity, income, liabilities, verify, transactions. Expiry defaults to 30 days (max 365).

Redeem (grantee — token only, no API key)

List & revoke (owner)